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買房的基本常識??12
Basic knowledge of buying a house 12
·產(chǎn)權(quán)年限?：房屋為永久產(chǎn)權(quán)，但土地出讓年限不同，如商品住宅為70年，商業(yè)地產(chǎn)為40年等。
Property ownership period: The house is a permanent property, but the land transfer period is different, such as 70 years for commercial residential properties and 40 years for commercial real estate.
·五證?：包括《?商品房銷售(預(yù)售)許可證》、《?建設(shè)工程施工許可證》等。
Five certificates: including "Sales (Pre sale) License for Commercial Housing", "Construction Project Construction License", etc.
·戶型?：挑選戶型時要看朝向、開間、進深等。
Unit type: When choosing a unit type, you should consider the orientation, opening, depth, etc.
·各種“金”?：如意向金、訂金、定金等，定金具有法律效力。
Various types of "gold": Ruyi Xiang Jin, deposit, earnest money, etc., and earnest money has legal effect.
·贈送面積?：如飄窗、露臺等，陽臺分為凸陽臺和凹陽臺。
Gift area: such as bay windows, terraces, etc. Balconies are divided into convex balconies and concave balconies.
·貸款利率?：一般為基準利率。
Loan interest rate: usually the benchmark interest rate.
·?層高和?凈高?：層高是指上下兩層樓面之間的垂直距離，凈高是指下層地板表面到上層樓板下表面的距離。
Floor height and net height: Floor height refers to the vertical distance between the upper and lower floors, while net height refers to the distance from the surface of the lower floor to the lower surface of the upper floor.
·建筑類型?：如低層、多層、高層等。
Building types: such as low rise, multi story, high-rise, etc.
·?建筑容積率和?建筑密度?：容積率是指項目規(guī)劃建設(shè)用地范圍內(nèi)全部建筑與規(guī)劃建設(shè)用地面積之比，建筑密度是指居住區(qū)用地內(nèi)各類建筑的基底總面積與居住區(qū)用地的比率。
Building plot ratio and building density: Plot ratio refers to the ratio of all buildings within the planned construction land area to the planned construction land area, while building density refers to the ratio of the total base area of various buildings within the residential area to the residential area land.
?購房過程中需要注意的事項?
Notes to be taken into account during the process of purchasing a house
1.查看五證?：確保?開發(fā)商具備合法的建設(shè)銷售資格。
1. Check the five certificates: Ensure that the developer has legal qualifications for construction and sales.
2.評估購房能力?：月供最好控制在總收入的50%以內(nèi)，避免影響生活質(zhì)量。
2. Evaluate purchasing ability: It is best to control monthly payments within 50% of total income to avoid affecting the quality of life.
3.選擇口碑好的開發(fā)商?：好的開發(fā)商資質(zhì)高、資金充足，項目更可靠。
3. Choose a developer with good reputation: Good developers have high qualifications, sufficient funds, and more reliable projects.
4.關(guān)注戶型朝向?：優(yōu)劣順序為正南、東南、東、西南、北、西。
4. Pay attention to the orientation of the layout: the order of superiority and inferiority is due south, southeast, east, southwest, north, and west.
5.選擇合適的樓層?：中間層空氣質(zhì)量好，出行方便。
5. Choose the appropriate floor: The middle floor has good air quality and is convenient for travel.
6.考慮贈送面積?：如陽臺分為封閉和半封閉兩種，封閉陽臺全部算面積，半封閉陽臺只算一半面積。
6. Consider giving away area: If the balcony is divided into two types: enclosed and semi enclosed, all enclosed balconies will be counted as area, while semi enclosed balconies will only be counted as half of the area.
7.核實房屋權(quán)益?：查看房屋的產(chǎn)權(quán)證、土地使用證等證件，確認房屋所有權(quán)屬和產(chǎn)權(quán)狀況。
7. Verify property rights: Check the property ownership certificate, land use certificate and other documents of the house to confirm the ownership and property status of the house.
8.關(guān)注購房政策?：了解相關(guān)購房政策，避免因政策問題導致購房失敗或承擔不必要的風險。
8. Pay attention to housing purchase policies: Understand relevant housing purchase policies to avoid purchasing failures or unnecessary risks caused by policy issues.
?實用的購房建議?
Practical housing advice
·優(yōu)先選擇現(xiàn)房或準現(xiàn)房?：避免期房可能帶來的風險。
Prioritize choosing existing or near existing properties to avoid potential risks associated with pre-sale properties.
·關(guān)注物業(yè)和配套設(shè)施?：好的物業(yè)和完善的配套設(shè)施能提升居住體驗。
Pay attention to property and supporting facilities: Good property and complete supporting facilities can enhance the living experience.
·明確購房目的?：自住還是投資，不同目的會影響購房選擇。
Clarify the purpose of purchasing a house: self occupation or investment, different purposes will affect the choice of purchasing a house.
·理性對待房價?：關(guān)注房產(chǎn)的長期價值和投資潛力，避免因市場波動帶來的損失。
Rationally deal with housing prices: pay attention to the long-term value and investment potential of properties, and avoid losses caused by market fluctuations.
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